S StackPicker India-first

Refrens

Free invoicing and business management for Indian freelancers and SMBs

Founded 2018 HQ Bengaluru India

Best for

  • Indian freelancers and consultants
  • Solo agencies and small service businesses
  • Side hustlers needing GST invoices
  • Anyone wanting free unlimited invoicing

Not ideal for

  • Mid-size businesses needing full accounting (Zoho Books fits)
  • Inventory-heavy product businesses
  • Teams needing multi-branch or warehouse features
  • Companies needing audit-grade ledgers

Key features

  • GST-compliant invoicing and quotations
  • Expense management
  • Client and lead management (CRM-lite)
  • Payment collection (UPI, cards, links)
  • TDS handling and proforma invoices
  • Recurring invoices and reminders
  • Multi-currency invoices
  • Business directory listing for inbound leads
  • Mobile apps

Refrens — Pros

  • +Genuinely free for invoicing — no surprise gates
  • +Clean, modern UI
  • +Quick setup, no training needed
  • +Built-in payment collection
  • +Business directory drives inbound leads

Refrens — Cons

  • Not full-stack accounting (no balance sheet automation)
  • Limited reporting and analytics
  • Multi-currency basic vs. Zoho Books
  • Premium feature unlocks behind paid plan
  • Less suited as you scale past freelancer/solo

Integrations

RazorpayStripeGoogle DriveWhatsApp (send invoices)

Indian context

  • GST: GST invoicing built in; e-invoicing on Premium
  • INR billing: Yes
  • UPI support: Yes
  • IST support: Mon-Sat 10am-7pm IST