PayU India
Established payment gateway with deep enterprise reach in India
Founded 2011 HQ Gurugram India
Best for
- Mid-to-large merchants with high transaction volumes
- Brands wanting BNPL via LazyPay
- Enterprises wanting custom MDR negotiations
- Travel, EdTech, and BFSI verticals
Not ideal for
- Indie SaaS founders wanting modern dev DX
- Startups needing a payouts/banking layer included
- Teams optimizing for the cleanest dashboard UX
Key features
- •100+ payment options including UPI, cards, NB, wallets, EMI
- •PayU OneTap (saved card 1-click)
- •Subscriptions and standing instructions
- •International payments
- •Smart routing across acquiring banks
- •PayU Verify (fraud detection)
- •Invoicing and payment links
- •LazyPay BNPL integration
PayU India — Pros
- +Strong relationships with acquiring banks
- +Smart routing improves success rates at volume
- +Wide enterprise adoption — proven scale
- +BNPL native via LazyPay
- +Good fraud-detection tooling
PayU India — Cons
- −Developer experience trails Razorpay/Cashfree
- −Dashboard feels dated
- −Onboarding paperwork heavy for SMBs
- −Support cycles slow for non-enterprise accounts
- −No integrated payouts/neobank product
Integrations
ShopifyWooCommerceMagentoOpenCartPrestaShopWixZapier
Indian context
- GST: GST on MDR; invoice via dashboard
- INR billing: Yes
- UPI support: Yes
- IST support: Mon-Fri 10am-7pm IST